Can private student loans be forgiven?

Yes, in certain cases private student loans can be reduced, validated, or eliminated using legal strategies based on the Fair Debt Collection Practices Act (FDCPA). Private Student Relief counsels borrowers on eligibility and available options.

What is private student loan debt validation?

Debt validation is a legal right under the FDCPA that allows borrowers to request proof that a debt is valid and that the collector has the legal right to collect it. If the debt cannot be validated, it may be reduced or eliminated.

How long does it take to resolve private student loan debt?

With Private Student Relief, most clients resolve their private student loan debt in 24 to 60 months depending on their financial situation and the strategy used.

Is the consultation free?

Yes. Private Student Relief offers a completely free, no-obligation initial consultation to assess your private student loan situation and explain your options.

Does Private Student Relief handle federal student loans?

No. Private Student Relief specializes exclusively in private student loans. Federal student loans (such as those managed through FAFSA or Navient federal programs) require a different process.

How do I apply for private student loan relief?

You can apply online at privatestudentrelief.com/apply or call +1 (888) 759-7274. The application takes under 5 minutes and includes a free consultation with a specialist.

Sallie Mae private loans, since 2016

Sallie Mae Private Loan Relief Options

Name: Private Student Relief LLC.
Price range: $

Multiple ways to resolve a Sallie Mae private loan, matched to your balance, rate and payment history.

See relief options →

Free 5-minute consultation
40-60% average payment reduction
48 states (not SC or MS)

Free check

Lower your Sallie Mae payment

Four short questions. A specialist calls back within 24 business hours.

Important: We help with private student loan relief only. This does not include federal loans.

Step 1 of 4 Your loans

How much do you owe approximately?*

Current monthly payment*

Type of student loan debt*

First name*

Last name*

What state do you live in?*

Email address*

Phone number*

Secure · No upfront fees · 5 min

Got it! We'll be in touch

A Sallie Mae relief specialist will call within 24 business hours with a plan to reduce or resolve your private loan debt.

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Sallie Mae Private Loan Relief

Sallie Mae private loans do not have the same protections as federal student loans, but that does not mean you are out of options.

Depending on your loan balance, payment, credit, and account status, relief may include:

Lower monthly payments
Hardship assistance
Loan modification
Refinancing
Settlement or other debt resolution options

The right approach depends on your individual situation.

How It Works

Tell Us About Your Loan

Complete a short eligibility check with basic information about your Sallie Mae loan.

Review Your Options

A specialist reviews your situation and explains what options may be available.

Choose Your Next Step

If there is a suitable solution, you can decide how you want to move forward.

Reviewing Sallie Mae private loan documents during a relief consultation

Eligibility

Could You Qualify?

You may be a candidate if you have a private Sallie Mae student loan and are having difficulty with your current payments.

We can review loans that are:

Current or past due
In forbearance or default
Still with Sallie Mae or transferred to another servicer

Eligibility depends on your individual circumstances.

Frequently Asked Questions

Answers to the Sallie Mae questions borrowers ask us most often.

Does Sallie Mae offer loan forgiveness?

Sallie Mae private loans generally do not qualify for federal student loan forgiveness programs. However, other forms of relief may be available depending on your situation.

Can my Sallie Mae payment be lowered?

Yes, depending on your situation. If you're struggling with your Sallie Mae payments, options such as debt validation, hardship assistance, modification, or other relief strategies may help reduce what you pay each month.

What if my Sallie Mae loan is in default?

Yes, you may still qualify for relief. If your Sallie Mae loan is in default, a debt validation program may be an affordable option to help address the debt. The right approach depends on your loan and account status.

What if my loan was transferred from Sallie Mae?

You may still have options. A transfer to another servicer or collector does not necessarily mean you're out of options. Depending on the account, debt validation or other relief strategies may still be available.

How much does the consultation cost?

The initial eligibility review is free and there is no obligation to move forward.

See What Sallie Mae Relief Options You May Have

Take about five minutes to tell us about your loan. We'll review your situation and help you understand what options may be available.

Check My Eligibility →

Free consultation No upfront fees No obligation