Can private student loans be forgiven?

Yes, in certain cases private student loans can be reduced, validated, or eliminated using legal strategies based on the Fair Debt Collection Practices Act (FDCPA). Private Student Relief counsels borrowers on eligibility and available options.

What is private student loan debt validation?

Debt validation is a legal right under the FDCPA that allows borrowers to request proof that a debt is valid and that the collector has the legal right to collect it. If the debt cannot be validated, it may be reduced or eliminated.

How long does it take to resolve private student loan debt?

With Private Student Relief, most clients resolve their private student loan debt in 24 to 60 months depending on their financial situation and the strategy used.

Is the consultation free?

Yes. Private Student Relief offers a completely free, no-obligation initial consultation to assess your private student loan situation and explain your options.

Does Private Student Relief handle federal student loans?

No. Private Student Relief specializes exclusively in private student loans. Federal student loans (such as those managed through FAFSA or Navient federal programs) require a different process.

How do I apply for private student loan relief?

You can apply online at privatestudentrelief.com/apply or call +1 (888) 759-7274. The application takes under 5 minutes and includes a free consultation with a specialist.

Free eligibility check, 5 minutes

See If You Qualify for Lower Private Student Loan Payments

Name: Private Student Relief LLC.
Price range: $

Tell us a little about your loans and financial situation, and we’ll help you understand what options may be available.Up to 50% lower payments may be available for qualifying borrowers.

Reduce monthly payments through FDCPA-compliant programs
Results within 18 to 60 months
Operating in 48 U.S. states since 2016
Trusted by 2,000+ private student loan borrowers

Check your eligibility — free

100% Free

It takes about 5 minutes to complete the application. Once you submit it, we’ll review your information and contact you within 12 hours.

Important: We only assist with private student loans, NOT FEDERAL LOANS.

Step 1 of 4 Your loans

How much do you owe approximately?*

Current minimum monthly payment*

Type of student loan debt*

First name*

Last name*

What state do you live in?*

Email address*

Phone number*

Secure No upfront fees 5 minutes

What Happens After You Apply?

We review your information

We'll look at your loan balance, monthly payment, loan type, and other basic details to understand your situation.

A specialist contacts you

Someone from our team will reach out to discuss your loans, answer your questions, and explain which options may make sense for you.

You decide what comes next

If there's a program that fits your situation, we'll explain how it works, including the costs and terms, before you make any decision.

A Few Things to Know Before You Apply

We work with private student loans, including loans from major private lenders and servicers. Your loans can be current, past due, or in default, although eligibility depends on your individual situation.
We currently serve qualified borrowers in 48 U.S. states, excluding South Carolina and Mississippi.
The initial eligibility check is free, and applying does not commit you to a program.

Questions About Your Situation?

If you're not sure whether your loans qualify, that's exactly what the eligibility review is for. Tell us what you're dealing with and we'll help you understand your options.

Start Your Free Eligibility Check →

Payment reductions are not guaranteed and vary based on individual circumstances. Private Student Relief Pros is a consulting and matching organization and may refer qualified borrowers to independent service providers.

Get my free eligibility check →